IBNR with ranges
What is our incurred-but-not-reported liability this month?
Monthly reserve estimates with ranges, using Acumen’s completion logic and your own history.
What you bring.
Paid claims by incurred and paid month, enrollment, and any known large claims or payment delays.
How it’s produced.
Run completion-factor and expected-claims methods on the signed data version, reconcile to prior estimates, and explain movements.
What you receive.
Reserve estimates by line of business with low–high ranges, method notes, and the drivers of change.
Where an actuary signs.
An actuary reviews material reserve movements and signs the estimate. Statutory opinions are a separate engagement.
Add this to your monthly cycle.
Tell us how you handle it today, and we’ll scope the deliverable and the review it needs.