Accorded Agents
Your monthly actuarial work,
produced and signed.
Accorded Agents produce the recurring work of a health plan finance team—reserves, trend, variance, contract performance—inside Acuity. Our actuaries train them, supervise them, and sign every deliverable before it reaches you.
You buy the reports and the actuarial support in the categories your package covers. Agents are how we produce them.
Working together
Specialist perspectives.
Shared understanding.
- Data agentPrepare & reconcile
- Methods agentFrame & apply
- Analysis agentExplore & synthesize
One question. Connected work.
Each brings a specialty.
All work from context.
Agents can divide the work, exchange findings, and build on one another’s results—with the data, methods, and assumptions kept in view.
Every deliverable is reviewed and signed by a credentialed actuary before it reaches you.
Illustrative coordination model. Agents are versioned, evaluated against known answers, and escalate judgment calls to an actuary.
The monthly financial
control cycle.
Every risk-bearing organization runs it. We produce the work at each step, reviewed and signed before it reaches you.
Close the books
The monthly close every risk-bearing organization runs.
Data quality review
Each feed checked for completeness, timing, and defects before any number is produced.
IBNR with ranges
Monthly reserve estimates with ranges, using Acumen’s completion logic and your own history.
Cost-of-care trend
Completed PMPM trend by service category, with utilization and unit cost separated.
Variance and driver analysis
Each month’s variance explained by population, utilization, unit cost, and mix—and connected back to the forecast.
Manage the contracts
Turns the close into decisions about each risk arrangement.
Contract performance
Performance measured against each contract’s terms, benchmarks, and quality gates—before settlement.
Clinical program impact
The retrospective impact of a clinical program, with cohort selection and comparison methods documented.
Opportunity forecast
Prospective savings and return for a program, population, or arrangement you are considering.
Shape the economics
The highest-value decisions, for health plans and provider-sponsored plans.
Controls
Why you can rely
on the numbers.
Evaluated before release.
Every agent version is tested against historical engagements with known answers before it ships.
Deterministic where it should be.
IBNR, grouping, and risk adjustment run as Acumen’s tested logic—called as tools, never re-derived.
Escalated when judgment matters.
Assumption changes, material reserve movements, contract interpretations, and out-of-tolerance results go to an actuary.
Signed, with an audit trail.
Each deliverable records its data version, agent version, tool calls, reviewer, and sign-off.
Common questions.
Are we buying software or agents?
No. You buy reports and actuarial support in the categories your package covers. Agents are how we produce the work, and Acuity is where you receive and review it.
Who stands behind the numbers?
A credentialed Accorded actuary reviews and signs every deliverable, and a named actuary is your point of contact.
How is AI use disclosed?
Plainly, in contracts and in each work product, consistent with ASOP No. 41. We treat agents as models under ASOP No. 56: our actuaries validate the output and own the judgment.
What happens to our data?
Protected health information is processed only within HIPAA-compliant environments, under business associate agreements with every model provider. See how we protect your data.
Start with your monthly close.
Tell us how your cycle runs today and where it stalls. We’ll scope the work and the actuarial support it needs.